Welcome to the website of Cindy M. Bigras, an independent CERTIFIED FINANCIAL PLANNERprofessional located in Holyoke, Massachusetts.

If you're a current client, you'll find useful links to access your accounts, to schedule appointments, to get up-to-date information about the markets, and to utilize numerous resources to empower you in your financial decision-making.

If this is your first visit to cindybigras.com, please take some time to look around. Call me to schedule an appointment if you would like answers to the following questions:
  • Are you saving enough for retirement? 
  • Are you investing in the right things? 
  • Who are your beneficiaries? 
  • Can you afford custodial care at home or in a nursing home? 
  • How should you structure distributions after retirement? 
  • What are your required minimum distributions from IRAs and other retirement accounts?
*See 529 Plan Disclosures below

   Connect With Us:
Featured Content: Latest Article and Market Commentaries

Wedding Finances: A Survival Guide. Get tips for keeping wedding expenses in check, whether you're the host or a guest.

View the Featured Article

Last Updated: 07/26/16

*The fees, expenses, and features of 529 plans can vary from state to state. 529 plans involve investment risk, including the possible loss of funds. There is no guarantee that a college-funding goal will be met. In order to be federally tax-free, earnings must be used to pay for qualified higher education expenses. The earnings portion of a nonqualified withdrawal will be subject to ordinary income tax at the recipient’s marginal rate and subject to a 10-percent penalty. By investing in a plan outside your state of residence, you may lose any state tax benefits. 529 plans are subject to enrollment, maintenance, and administration/management fees and expenses.

This communication strictly intended for individuals residing in the states of CA,CT,FL,GA,KY,MA,ME,NC,NH,NJ,NY,OH,RI,VT,WA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.
Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks,
including possible loss of the principal invested.
Securities and advisory services offered through Commonwealth Financial Network®.
Member FINRA, SIPC, a Registered Investment Advisor.
Privacy Policy
© Copyright 2004 - 2016